Culmination, compensation, confusion—check! The are so many C-Words in the financial world, but the really tough ones are Contribution, Conversion and Characterization.
Backdoor Roth IRA Club
The first rule of Back Door Roth Club… is don’t not talk about Backdoor Roth Club! You might be in Backdoor Roth Club already. Do you know the rules?
The Best and Worst Times to Fund an IRA
The IRS tells us when we can and can’t fund an IRA. We have to manage when we will or won’t do it!
What to Know about Roth Matching
The new SECURE Act 2.0 that passed in late 2022 paved the way for employers to match your 401(k)-type contributions with Roth dollars—here’s what you need to know!
How to Time the Market
Every choice of when to invest or if to invest is a market timing decision, but we often get stuck on "When is the best time to invest?" Lump Sum and Dollar-Cost Averaging are two techniques that can help.
RMD–Not Just a 4-Letter Word
What goes in, must come out. What are RMDs and how should you think about these Required Minimum Distributions?
When is the Best Time for Roth Conversions?
Roth Conversions are mysterious until they're not. They can lower your lifetime tax bill, which is the bill you should be worrying about!
Don’t Close the Backdoor (Roth IRA)
Backdoor Roth season is in full swing. You'll need to maneuver before December 31st, so here's what you need to know about Backdoor Roth IRAs!
Getting Real About College
College costs are brutal, so how can parents think about the college planning process to balance the price tag and the benefits?
Do I have to Wait 5 Years for my Roth IRA?
Roth IRAs are great, but 5 Years is the magic number you need to know to max-perform your dollars and avoid leaving the tax man a tip!